Economists believe that providing a competitive environment in a market results in ideal free commerce. Resources can then be moved efficiently with coordinating prices and market practices. All parties involved benefit from the transaction. Market failure comes into play when there is a disturbance in equilibrium ending in one person or group being left “worse off” in the transaction than another person or group. It is a sign that improvements must be made to the system so that the market can run efficiently. Transaction costs go hand and hand with market stability. These are any and all costs associated with completing a transaction above production costs. When a market is competitive, the transaction cost is more likely to stay near the equilibrium point, or zero. But when there is little competition and costs of goods increase above average and transaction costs also increase. This throws off the market equilibrium and leads to market failure (Todorova, 2015). This economic pattern can be seen in today’s failing healthcare system.